If you’re turning 65 in Arizona in the next year, you’ve probably already gotten a stack of mail from insurance companies — and maybe a few phone calls you didn’t ask for. Here’s the thing: this decision only has one real do-over window, and it closes fast. Let’s walk through exactly what you need to
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Insurance Insights & Updates
1 in 10 Medicare Advantage Members Just Lost Their Plan for 2026 — Here’s What It Means for You
If you or someone you love is on a Medicare Advantage plan, the ground just shifted under your feet — and most people don’t yet realize it. A peer-reviewed research letter published in JAMA in February 2026, from a team at the Johns Hopkins Bloomberg School of Public Health, put a hard number on what
READ MOREMissed Your Medigap Window in North Carolina? Here’s What Happens Next
If you’re shopping for a Medicare Supplement in North Carolina, there’s one enrollment window that matters more than almost any other — and most people don’t find out about it until it’s already closed. I’m licensed here in North Carolina and South Carolina, and Medicare Supplement North Carolina questions are among the ones I get
READ MORENow Serving North Carolina & South Carolina | AIB
American Insurance Benefits Now Serves North Carolina and South Carolina For nearly 25 years, I’ve been helping Arizona families cut through the confusion of health insurance shopping — comparing plans honestly, explaining the fine print, and making sure nobody gets stuck with coverage that doesn’t actually work when they need it. Today, I’m excited to
READ MOREStuck With the 2026 Subsidy Cliff? Here’s What You Can Still Do Mid-Year
If you’re feeling the ACA subsidy cliff hit your premium this year, you’re not imagining things. The enhanced subsidies that kept Marketplace premiums manageable from 2021 through 2025 expired at the end of last year, and the ACA subsidy cliff is back in force for 2026 at the original 400% federal poverty level cutoff. For
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