Health Insurance Plans in Arizona, North Carolina & South Carolina

Expert help finding health insurance Arizona families trust — now also serving North Carolina and South Carolina. Andy Orlikoff is your licensed broker in all three states.

Full Health Insurance Coverage in Three States

Finding the right health insurance Arizona families can trust is vital. A good plan protects your savings and keeps you healthy. Andy Orlikoff serves the entire state — from Surprise and Phoenix to Tucson and Flagstaff — and he’s now licensed in North Carolina and South Carolina too, helping families in Calabash, Wilmington, and Myrtle Beach. One call covers all three states. Call or text (623) 742-3878 in Arizona, or (910) 760-2124 in the Carolinas.

★ Featured Plan

Medical Expense Shield — Cash Paid to You From Day One

Most people have two complaints about health insurance. First, the premium is expensive. Second, they still owe thousands out of pocket before the plan pays anything. Medical Expense Shield from Allstate Health solves the second problem. It bundles Short Term Medical with a Fixed-Benefit plan, so cash is paid directly to you starting with your very first doctor visit, ER trip, or hospital stay — before the deductible is ever met.

View the Plan Brochure

Why Clients Love It:

First-dollar cash: Benefits paid to you from day one.
Counts twice: Every dollar also works toward your deductible.
After deductible: Plan pays 100% of most covered care — and the cash keeps coming.
Your choice: $25,000 or $35,000 deductible · Core or Plus tier · 12-month or 3-year rate lock.
Network: Nationwide Aetna Open Choice® PPO — Mayo Clinic in-network.

A Smart Choice: 3-Year Short-Term Plans

Marketplace plans aren’t the right fit for everyone — especially if you’re healthy and don’t qualify for a big subsidy. That’s where Short-Term Health Insurance Plans shine: terms up to 3 years, much lower monthly costs, and PPO networks that keep the Mayo Clinic in reach. For a lot of families, it’s the same protection for a lot less money.

Get Your Custom Quote

The Short-Term Perk:

Length: Renew for up to 36 months.
Network: PPO access to top doctors.
Savings: Lower rates for healthy folks.

Employer Group PPO Plans for Individuals and Families

Individuals and families can now qualify for group health plans on the Aetna and Blue Cross Blue Shield nationwide networks. Curious how it works? Simply watch the short video to see how you can qualify. In short, it takes just a few minutes. As a result, you get true group benefits at a lower cost.

Explore Health Insurance Arizona Coverage Options

Medical Expense Shield

Our featured plan. Cash is paid to you from day one — before the deductible is ever met. View the brochure.

Medicare Help

Turning 65 or already on Medicare? I specialize in Medicare Supplement plans that protect you from big hospital bills — with no networks and no referrals needed.

Basic Plans

Affordable plans that cover accidents and injuries. They protect your savings from the unexpected without a big monthly premium.

ACA Marketplace

The right choice if you have ongoing health conditions or qualify for a subsidy. Browse plans at HealthCare.gov — or let me compare them for you at no charge.

AHCCCS (Arizona Medicaid)

I don’t handle AHCCCS enrollment — you can apply directly at azahcccs.gov. But if you’re denied or your income puts you over the limit, call me and I’ll help you find private coverage that fits.

Group Aetna & BCBS

Nationwide group PPO plans on both the Aetna and Blue Cross Blue Shield networks — real group benefits, now available to individuals and families.