If you get your health insurance through the Affordable Care Act (ACA) Marketplace, you might be facing sticker shock during this year’s Open Enrollment. While the underlying cost of health coverage is undeniably rising, a massive policy change—the expiration of crucial pandemic-era subsidies—is set to hit millions of Americans’ wallets with a significant increase in
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🚨 Sticker Shock: Understanding the High Cost of ACA Plans and the Subsidy Cliff
🚨 Sticker Shock: Understanding the High Cost of ACA Plans and the Subsidy Cliff The annual Open Enrollment period for the Affordable Care Act (ACA) Marketplace is here, and for many Americans, this year is bringing an unpleasant surprise: sticker shock. While the ACA remains a vital source of coverage for millions, the underlying
READ MOREWhy do some seniors choose Medigap over Medicare Advantage?
As Medicare open enrollment kicks into high gear, millions of older adults are taking a fresh look at their health insurance options. For many, that means deciding between sticking with or switching to either a Medicare Advantage plan or a Medicare supplemental insurance policy, also known as Medigap. It’s a choice that can shape not
READ MORE2026 Open Enrollment: Americans fear spike in healthcare costs, making some Republicans nervy
By Jeff Miller For the past few weeks, Shana Verstegen has been “sick to her stomach” wondering what might happen to her family’s health insurance next year. Ms Verstegen and her husband both work for a small business as fitness trainers, meaning they have to pay for their own plan. The Wisconsin parents of two
READ MOREMore employers are giving workers money to buy their own health insurance
Kerry Hannon August 16, 2025 An increasing number of employers are offering their workers cash to buy their own health insurance. Individual coverage health reimbursement arrangements, or ICHRAs, a type of health plan in which employers provide nontaxed contributions to employees to pay for medical expenses, including monthly insurance premiums, are picking up momentum. According
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