Major shifts are on the horizon for the Affordable Care Act (ACA) in 2026 — The Trump administration’s newly proposed rule introduces changes that could leave millions of Americans without viable coverage options or struggling to afford marketplace plans. Here’s what’s ahead—and why Short-Term Medical (STM) insurance remains a smart, strategic choice, even as we
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Should You Ditch Your Medicare Advantage Plan? Most People Do
If you’re tempted to ditch your Medicare Advantage plan, you’re not alone. Here’s when it’s a good idea and how to go about it. BY CHRISTY BIEBER Medicare coverage doesn’t just mean signing up for government insurance. In fact, more than half of Medicare recipients now get their coverage through a Medicare Advantage plan, or
READ MOREUnitedHealth’s collapse reveals the flaw at the heart of Medicare Advantage
The nation’s largest insurer is stumbling from crisis to crisis. In early April, market analysts touted UnitedHealth Group as a “tariff safe haven.”And why not? The Trump administration had just announced an increase in payments to Medicare Advantage plans in 2026. Surely profits would likewise increase for UnitedHealth — not only the nation’s largest insurer,
READ MORETop Mistakes to Avoid During Open Enrollment
Open enrollment season is a critical time of year. It’s a window during which you can make significant decisions about your healthcare coverage, often with long-lasting financial and medical implications. Yet many employees and individuals approach it casually or wait until the last minute, which can lead to costly open enrollment mistakes. Selecting the wrong
READ MOREWhat You Need to Know About Open Enrollment in Arizona for 2025
As the health insurance landscape continues to evolve, being prepared for the upcoming Open Enrollment Period (OEP) in Arizona is crucial. Whether you are currently uninsured, looking to switch plans, or interested in verifying that your existing policy still meets your needs, taking a proactive approach can save you time, money, and stress. The Open
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