American Insurance Benefits Now Serves North Carolina and South Carolina For nearly 25 years, I’ve been helping Arizona families cut through the confusion of health insurance shopping — comparing plans honestly, explaining the fine print, and making sure nobody gets stuck with coverage that doesn’t actually work when they need it. Today, I’m excited to
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Insurance Insights & Updates
How Much Life Insurance Do You Actually Need?
Ask ten people how much life insurance they have and most of them will give you a round number — $250,000, $500,000, whatever sounded big enough when they signed up. Ask them how they picked that number and you mostly get a shrug. That shrug is the problem. Life insurance isn’t supposed to be a
READ MOREJust Married? Life Insurance Is Cheapest Right Now
You just combined your lives. Bank accounts, a lease or a mortgage, maybe a shared car payment and a pile of wedding gifts that still need thank-you notes. One conversation most newlyweds skip: what happens to all of that if one of you dies? It’s not a fun question. It’s also the cheapest question you’ll
READ MOREWhat’s Changing for 2027 ACA Open Enrollment in Arizona
2027 ACA open enrollment Arizona starts November 1 — and if you buy your own coverage, this is not a year to let your plan renew on autopilot. Blue Cross Blue Shield of Arizona is replacing, renaming, or redesigning every single one of its ACA plans for 2027. Premiums are jumping about 25% on average.
READ MORE6 Medicare Advantage Disadvantages Worth Knowing Before 2027
Medicare Advantage plans get marketed hard every fall. Zero-dollar premiums, dental, vision, gym memberships — the commercials make it sound like a no-brainer. And for some people, it works out fine. But going into 2027, the ground is shifting. CMS finalized its 2027 payment rates for these plans: a 2.48% net increase, which works out
READ MOREMedicare Open Enrollment 2027 Arizona: The Notices You Shouldn’t Ignore Before October 15
Medicare Open Enrollment 2027 Arizona officially opens October 15 and runs through December 7 — seven weeks to review your coverage and make changes for next year. But the window itself isn’t the hard part; the hard part is the stack of notices that show up beforehand, which most people skim past without realizing what
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