American Insurance Benefits Now Serves North Carolina and South Carolina For nearly 25 years, I’ve been helping Arizona families cut through the confusion of health insurance shopping — comparing plans honestly, explaining the fine print, and making sure nobody gets stuck with coverage that doesn’t actually work when they need it. Today, I’m excited to
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Insurance Insights & Updates
Medicare Open Enrollment 2027 Arizona: The Notices You Shouldn’t Ignore Before October 15
Medicare Open Enrollment 2027 Arizona officially opens October 15 and runs through December 7 — seven weeks to review your coverage and make changes for next year. But the window itself isn’t the hard part; the hard part is the stack of notices that show up beforehand, which most people skim past without realizing what
READ MOREThe Snowbird Medicare Advantage Trap: Why Your Plan May Not Follow You to Arizona
If you split your year between a home state and Arizona, your Medicare Advantage plan may not travel with you the way you assume. A recent case highlighted by 24/7 Wall St. makes the snowbird Medicare Advantage Arizona problem concrete: a woman who spends every February in Arizona found that while her HMO covers emergency
READ MOREArizona Health Insurance Rates 2027: The Highest Proposed Increase in the Country
If you buy your own health insurance through the ACA marketplace, brace yourself: Arizona health insurance rates 2027 are proposed to climb by a weighted average of 29% — and according to newly filed rate data, that is the single highest proposed increase of any state in the country. Not the highest in the Southwest.
READ MORESwitching From Medicare Advantage to Medigap: What Arizona Retirees Should Know Before They Try
Choosing Medicare Advantage at 65 feels like a low-risk decision, especially with a low or zero monthly premium. The catch tends to show up years later: going from Medicare Advantage to Medigap can be much harder than getting into Medicare Advantage ever was. That’s worth knowing this fall, with Medicare’s Annual Election Period running October
READ MOREYour Medicare Advantage Renewal Notice Is Coming: What Arizona Retirees Should Watch For This Fall
If you have a Medicare Advantage plan, one of the biggest Medicare Advantage changes 2027 brings is arriving in your mailbox over the next couple of weeks. Every Medicare Advantage member with a continuing plan receives an Annual Notice of Change (ANOC) by September 30, spelling out what’s different about the plan for 2027 —
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