American Insurance Benefits Now Serves North Carolina and South Carolina For nearly 25 years, I’ve been helping Arizona families cut through the confusion of health insurance shopping — comparing plans honestly, explaining the fine print, and making sure nobody gets stuck with coverage that doesn’t actually work when they need it. Today, I’m excited to
READ MOREBlog
Insurance Insights & Updates
Medicare Part D 2027: Premiums Are Rising, Here’s What to Know
Medicare Part D 2027: Premiums Are Set to Rise — Here’s What Changed Medicare Part D 2027 is shaping up differently than recent years. If you’re on a standalone Part D drug plan, there’s a real change coming worth knowing about before Open Enrollment starts this fall. In late July 2026, the Centers for Medicare
READ MORECan You Switch Medicare Supplement Plans in Arizona? Here’s What Actually Happens
Here’s something most people don’t realize: you can switch Medicare Supplement plans in Arizona almost any month of the year — you’re not locked in. But “you can apply” and “you’ll get approved at a good rate” are two very different things, and the difference comes down to timing and your health. Let me walk
READ MOREDo You Qualify for an ACA Subsidy in Arizona? Here’s How It Really Works
If you buy your own health insurance in Arizona, one question matters more than almost any other: do you qualify for an ACA subsidy? The answer decides whether a plan costs you a few hundred dollars a month or almost nothing — and a lot of people leave real money on the table because they
READ MOREMedicare AEP 2026: What Changes and What to Check in Arizona
Medicare’s Annual Enrollment Period (AEP) runs October 15 through December 7, 2026. Any changes you make take effect January 1, 2027. Here’s what AEP actually covers, what’s new for 2026, and why it’s worth a look even if you’re not planning to change anything. What AEP Actually Covers AEP is specifically the window for changing
READ MORECOBRA Alternatives in Arizona: What Actually Costs Less
Looking for COBRA alternatives in Arizona? If you just lost job-based health coverage, your employer probably handed you a COBRA packet and a deadline. Before you sign it, it’s worth five minutes to see what else is actually available — because for most people, COBRA is the most expensive option on the table, not the
READ MORE