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Prepare Now for Big ACA Changes Ahead

Major shifts are on the horizon for the Affordable Care Act (ACA) in 2026 — The Trump administration’s newly proposed rule introduces changes that could leave millions of Americans without viable coverage options or struggling to afford marketplace plans. Here’s what’s ahead—and why Short-Term Medical (STM) insurance remains a smart, strategic choice, even as we

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Should You Ditch Your Medicare Advantage Plan? Most People Do

If you’re tempted to ditch your Medicare Advantage plan, you’re not alone. Here’s when it’s a good idea and how to go about it. BY CHRISTY BIEBER Medicare coverage doesn’t just mean signing up for government insurance. In fact, more than half of Medicare recipients now get their coverage through a Medicare Advantage plan, or

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UnitedHealth’s collapse reveals the flaw at the heart of Medicare Advantage

The nation’s largest insurer is stumbling from crisis to crisis. In early April, market analysts touted UnitedHealth Group as a “tariff safe haven.”And why not? The Trump administration had just announced an increase in payments to Medicare Advantage plans in 2026. Surely profits would likewise increase for UnitedHealth — not only the nation’s largest insurer,

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