American Insurance Benefits Now Serves North Carolina and South Carolina For nearly 25 years, I’ve been helping Arizona families cut through the confusion of health insurance shopping — comparing plans honestly, explaining the fine print, and making sure nobody gets stuck with coverage that doesn’t actually work when they need it. Today, I’m excited to
READ MOREBlog
Insurance Insights & Updates
Medicare Parts A and B Aren’t Full Coverage: The Uncapped 20% Most People Miss
If you ask most people turning 65 what Medicare covers, they’ll tell you it covers everything. They’ve paid into it their whole working life, so it stands to reason — right? Not quite. And this is the conversation I have more than any other during Medicare open enrollment: Original Medicare — Parts A and B
READ MOREArizona’s ACA Premiums Jumped Nearly 28%. Neither Side Has a Fix.
Arizona ACA premium increases 2027 are the story of this open enrollment. Open enrollment started November 1, and the renewal letters people are opening this year are hard to believe. Arizona’s average marketplace premium went from $688 to $880 a month — up 27.9%, the highest increase in the country. Some carriers went up more
READ MOREHow Much Life Insurance Do You Actually Need?
Ask ten people how much life insurance they have and most of them will give you a round number — $250,000, $500,000, whatever sounded big enough when they signed up. Ask them how they picked that number and you mostly get a shrug. That shrug is the problem. Life insurance isn’t supposed to be a
READ MOREJust Married? Life Insurance Is Cheapest Right Now
You just combined your lives. Bank accounts, a lease or a mortgage, maybe a shared car payment and a pile of wedding gifts that still need thank-you notes. One conversation most newlyweds skip: what happens to all of that if one of you dies? It’s not a fun question. It’s also the cheapest question you’ll
READ MOREWhat’s Changing for 2027 ACA Open Enrollment in Arizona
2027 ACA open enrollment Arizona starts November 1 — and if you buy your own coverage, this is not a year to let your plan renew on autopilot. Blue Cross Blue Shield of Arizona is replacing, renaming, or redesigning every single one of its ACA plans for 2027. Premiums are jumping about 25% on average.
READ MORE