Humana Is Dropping Medicare Advantage Plans for 2027 — What to Do If You’re Affected
Humana has confirmed it’s exiting a number of Medicare Advantage plans for 2027, affecting roughly 600,000 members nationwide. If you have a Humana Medicare Advantage Arizona plan, this is worth paying attention to — whether or not you’ve received anything in the mail yet.
What’s actually happening
Humana is discontinuing plans it says are the “lower tail of profitability” for 2027 — mostly plans rated 3.5 stars or lower. Non-renewal letters are expected to go out starting in early October, right as Medicare’s Annual Enrollment Period opens on October 15. If your plan is affected, you’ll be notified directly by Humana, but the letter alone won’t tell you what to do next.
Why this matters even if you’re not sure you’re affected
Humana hasn’t published a full list of which specific plans or counties are impacted. The only way to know for certain is to watch your mail closely this fall — and to have a plan for what comes next if a non-renewal letter shows up. Waiting until you’re holding the letter to start comparing options means doing it under time pressure, right in the middle of AEP’s busiest weeks.
Humana Medicare Advantage Arizona: Your Options If Your Plan Is Dropped
If your Humana Medicare Advantage plan is discontinued, you’re not left without coverage — you’ll have a special enrollment window to pick something new. Depending on your situation, that could mean:
- Enrolling in a different Medicare Advantage plan from another carrier
- Moving to Original Medicare paired with a Medicare Supplement (Medigap) plan and a stand-alone Part D drug plan
- Reviewing whether your current doctors and prescriptions are still covered under any new option you’re considering
As an independent Arizona broker, I’m not tied to steering you back into another Humana Medicare Advantage Arizona product — the goal is finding whatever actually fits your coverage needs now.
What to do this fall
Whether or not you get a letter, it’s worth a quick check-in before AEP opens October 15. If you are notified that your plan is being discontinued, reach out as soon as you get the letter — the sooner we start comparing options, the less rushed the decision.
Received a non-renewal letter, or just want to make sure you’re covered either way? Call (623) 742-3878 for a free, no-pressure review.
This article is for general educational purposes and is not a comparison of specific plans or an endorsement by Medicare, Humana, or any government agency. Please review any notice you receive directly from your carrier for details specific to your plan.