🌵 Why I’m Advising My Arizona Clients to Choose Plan G in 2026

As a local insurance expert helping retirees from Phoenix to Tucson, and across the Valley, I’m seeing a big shift this year. Many of my neighbors are asking if they should stick with a Medicare Advantage plan. While those “zero-premium” ads are everywhere in Arizona, there’s a lot they don’t tell you.

After reviewing the latest industry updates, I’m personally recommending Medicare Supplement Plan G for those who want total freedom and financial peace of mind. Here is why:

1. I want you to have “No-Hurdle” healthcare 🛑 A major issue with many plans right now is “prior authorization”—where the insurance company has to approve a procedure before you can get it. This causes delays that none of us want. With Plan G, if Medicare covers it, your supplement pays. I want the decision-making in your doctor’s hands, not a corporation’s.

2. See any doctor in Arizona (and the U.S.) 🏥 I hate seeing my clients limited by restricted networks. Whether you want to see a specialist at the Mayo Clinic in Scottsdale, a provider in Flagstaff, or even a doctor while visiting family back east, Plan G lets you go anywhere that accepts Medicare. No networks, no “out-of-network” penalties.

3. The ultimate “Snowbird” protection ✈️ Many of my clients in Mesa, Surprise, and Sun City split their time between states. Advantage plans are often tied to your local Arizona zip code. Because Plan G is nationwide, your coverage is just as strong in the Midwest as it is here in the desert.

4. No “Surprise” medical bills 💰 Advantage plans often have co-pays for every visit and hospital stay. I prefer the predictability of Plan G. Once you meet the small annual Part B deductible ($283 in 2026), your out-of-pocket costs for Medicare-covered services are zero. No more worrying about what the mail will bring after a doctor’s visit.

👉 Give me a call today to discuss your 2026 options!

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