Independent Health Insurance Broker | Medicare & ACA Specialist

Andy Orlikoff is your trusted independent health insurance broker, serving Arizona, North Carolina, and South Carolina. He splits his time seasonally between Arizona and North Carolina, and works with clients in all three states by phone and text. He covers Medicare Supplement, ACA Marketplace, Short Term Medical, Life, and Dental plans. One call covers everything your family needs, and his help is always free.

📞 AZ: (623) 742-3878
📞 Carolinas: (910) 760-2124
⭐⭐⭐⭐⭐ 250+ Five-Star Reviews

Request a Free Quote

Privacy Assurance: Your info goes straight to Andy. No robots, no spam, no third-party sharing. So you get expert help from a broker you can trust.





    Why Choose Andy as Your Independent Health Insurance Broker?

    • 25+ Years of experience since 1999
    • 250+ Five-Star Google reviews from real clients
    • Mayo Clinic plan access for Arizona clients — most brokers can’t do this
    • Health, Dental, Life & Medicare all in one place
    • Always free — same premium with or without a broker
    • Licensed in Arizona, North Carolina & South Carolina

    Your Trusted Independent Health Insurance Broker

    Choosing an independent health insurance broker is a smart move, since it means your plan gets built around what you actually need, not one company’s product line. Since 1999, Andy has helped families find the right plan. He guides clients through Medicare Supplement and ACA Marketplace options, and covers Life Insurance, Dental, and Short Term Medical plans too. For Arizona clients, he also knows which plans keep Mayo Clinic in-network. No matter what you need, Andy has a solution.

    Many Arizona clients ask about Mayo Clinic access first, which is why Andy focuses on plans that keep it in-network there — the ACA Marketplace usually leaves it out, but many private plans include it. For clients in North Carolina and South Carolina, Andy brings that same careful, independent approach to comparing plans in your local market. Contact us today for a free review, wherever you’re located.

    independent health insurance broker Mayo Clinic access

    Mayo Clinic Access

    Many ACA plans exclude Mayo. For Arizona clients, Andy knows which private plans keep it in-network, so you never lose the doctors you trust.

    independent health insurance broker free service

    Always Free to You

    You pay the same rate with or without a broker. Andy’s help costs you nothing extra. There’s no reason not to call. Reach out today.

    independent health insurance broker all plans

    All Plans Covered

    Andy covers Health, Dental, Life, Medicare, and more. One call covers all your needs, and he explains every option clearly.

    Your Independent Health Insurance Broker in All Three States

    Andy splits his time seasonally between Surprise, Arizona and North Carolina, and knows both markets well — the best rates from top carriers, and how Medical, Life, and Dental plans compare side by side. He also serves clients across South Carolina by phone and text, bringing that same independent, no-pressure approach to every state he works in.

    Think of Andy as your personal health plan guide. He reads the fine print so you don’t have to. Whether you need Medicare Supplement, an ACA plan, or a Mayo Clinic-compatible plan in Arizona, he finds the right fit. Trust your independent health insurance broker for clear, honest advice, no matter which of the three states you call home. Learn more on our home page or check resources at Medicare.gov.

    ⭐⭐⭐⭐⭐
    250+ Five-Star Google Reviews
    Clients across Arizona, North Carolina & South Carolina

    Leave a Review

    Get Your Free Quote — Wherever You Are

    Arizona: (623) 742-3878  •  North Carolina & South Carolina: (910) 760-2124 — or fill out the secure form above. His help is always free.

    Call / Text Andy Now

    Call Now Get a Quote