About Us
Since 1999, your trusted Arizona health insurance broker — now also serving North Carolina & South Carolina — helping families find Medicare, ACA, and private health plans at no extra cost.
Meet your trusted Arizona health insurance broker, Andy Orlikoff — now also licensed in North Carolina and South Carolina. Andy has been in the insurance business since 1999 and has served Arizona families since 2004. He covers Medicare Supplements, ACA plans, and private options from many top carriers, and he splits his time seasonally between Arizona and the Calabash, NC area — so clients in all three states get real, personal help. Best of all, his help is always free.
Being an independent broker means Andy works for you — not the insurance company. He has no reason to push one plan over another. He shows you all your options, and you pick the plan that fits your life and your budget.
Insurance rules change every year, and it’s easy to make a costly mistake on your own. Andy stays on top of every change so you always get current, accurate advice. Having him on your side saves you both time and money.
Most of Andy’s new clients come through referrals — clients send their friends and family because the advice is honest and the process is easy. You’re in good hands.
Arizona Health Insurance Broker Services — Now in Three States
Working with a broker makes the process simple. Andy starts by learning about your needs and budget. Then he searches plans from many top carriers, cuts the ones that don’t fit, and shows you the best of what’s left — side by side. One call handles it all, at no cost to you.
Whether you’re in Surprise, Phoenix, Calabash, Wilmington, or Myrtle Beach, everything is handled by phone, text, and email. Distance is never an issue, and you never have to spend hours comparing plans on your own.
Why Work With an Arizona Health Insurance Broker
Online tools and out-of-state call centers can’t give you real, personal help. An independent Arizona health insurance broker can — and Andy brings that same approach to North Carolina and South Carolina, where he lives part of the year.
Here’s what you get when you work with Andy:
- Free Medicare and ACA plan reviews — you always know your options.
- Honest, carrier-neutral advice — Andy works for you, not the insurer.
- Free coverage reviews that catch gaps you may have missed.
- Help cutting your monthly premium without cutting corners.
- Real personal service — one broker, three states, no call centers.
Local Arizona Health Insurance Broker Support — Plus the Carolinas
Health insurance costs keep rising, and plan rules change every year — so it’s hard to know if your plan still fits. As a local Arizona health insurance broker with 20+ years of experience, Andy reviews your coverage and spots gaps right away, before they turn into surprise bills.
Moving to Medicare soon? Andy walks you through every step. Reviewing your ACA plan? He handles that too — and he often finds savings people miss on their own. A quick call can save you hundreds per year. Arizona: (623) 742-3878 · Carolinas: (910) 760-2124.
Frequently Asked Questions
Do I pay extra to use an Arizona health insurance broker?
No — Andy’s help is always free. You pay the same premium whether you use a broker or not, so there’s truly no reason not to call.
Can you review my current plan?
Yes — Andy offers free plan reviews for residents of Arizona, North Carolina, and South Carolina. He often finds a better deal. Reach out and see what he finds.
Do you help with Medicare and ACA plans?
Yes — those are two of Andy’s main focus areas. He also covers short-term, group, dental, and life plans. Whatever type of plan you need, one call covers it.
Which states do you serve?
Arizona, North Carolina, and South Carolina. Andy splits his time seasonally between Arizona and the North Carolina coast, and all help is handled by phone, text, and email — wherever you are.